May 25, 2012

Hart Capital Management Inland Northwest Index Movers:

Hecla Mining ended up 16.0% for the week, down 14.1% Year-to-Date.
Key Tronic ended up 9.5% for the week, up 126.0% Year-to-Date.                    
Intermountain Community Bancorp ended up 9.1% for the week, up 26.3% Year-to-Date.
Coeur d’Alene Mines ended up 6.9% for the week, down 27.6% Year-to-Date.
Red Lion Hotels ended up 6.8% for the week, up 22.4% Year-to-Date.
Idaho Independent ended down 4.8% for the week, up 1.0% Year-to-Date.

The Hart Capital Inland N.W. Index's weekly performance was +1.7% and the S&P 500 weekly performance was +1.7%.

Hecla Mining (HL) announced this week that their previous closed mine, Lucky Friday, will start rehiring in July and is expected to have a full workforce by the end of the year. The Lucky Friday mine was previously closed due to safety concerns after a series of accidents, resulting in the death of two miners. The mine had previously been expected to reopen in early 2013. The closure of the mine resulted in a reduction in their estimated 2012 silver production. An earlier estimate of more than 9 million ounces was changed to 7 million ounces. All silver production is currently coming from its remaining Green’s Creek mine in Alaska. Shares of Hecla Mining have traded higher roughly 20% since hitting a 52 week low of $3.74 on 5/16/2012.


May 18, 2012

Hart Capital Management Inland Northwest Index Movers:

Northwest Bancorp ended up 4.9% for the week, up 40.0% Year-to-Date.
Intermountain Community Bancorp ended up 4.8% for the week, up 15.8% Year-to-Date.
Sterling Financial ended down 6.5% for the week, up 6.8% Year-to-Date.                    
Coeur d’Alene Mines ended down 10.6% for the week, down 32.3% Year-to-Date.
Itron ended down 16.7% for the week, down 6.3% Year-to-Date.
Key Tronic ended down 20.0% for the week, up 106.4% Year-to-Date.

The Hart Capital Inland N.W. Index's weekly performance was -5.9% and the S&P 500 weekly performance was -4.3%.

Bandera Partners LLC purchased a total of 76,526 shares of Ambassadors Group (EPAX) at an average price of $5.00 over the past seven trading days. As of 5/16/2012, Bandera Partners owns roughly 14% of the Company. 

Coldwater Creek (CWTR) announced this week that the Company will report first quarter 2012 earnings on 5/30/2012. Investors will be looking for quarterly net loss per share between $0.18 and $0.24 with revenue of $173.3 million. This compares to a quarterly net loss of $0.32 and revenue of $179.8 million the same period last year.




May 11, 2012

Hart Capital Management Inland Northwest Index Movers:

Idaho Independent Bank ended up 4.2% for the week, up 7.7% Year-to-Date.
Hecla Mining ended up 3.8% for the week, down 21.4% Year-to-Date.
Sterling Financial ended up 2.3% for the week, up 14.2% Year-to-Date.                    
Ambassadors Group ended up 2.2% for the week, up 11.8% Year-to-Date.
Coldwater Creek ended down 4.4% for the week, down 27.1% Year-to-Date.
Coeur d’Alene Mines ended down 7.7% for the week, down 24.2% Year-to-Date.

The Hart Capital Inland N.W. Index's weekly performance was +0.5% and the S&P 500 weekly performance was -1.2%.

Hecla Mining (HL) shares traded higher for the week after posting quarterly results. The Company reported first quarter adjusted earnings per share of $0.06 with revenue of $91.2 million. Analysts were expecting earnings per share of $0.05 with revenue of $85.1 million. The Company reported silver production at Greens Creek at 1.3 million ounces during the quarter which compares to 1.7 million ounces in the same period in 2011. Management provided an update on the Lucky Friday mine, which is still on track on be back in production by early 2013. The Company also authorized a stock repurchase program to repurchase up to 20 million shares of its outstanding common stock within the next 24 months. The Company’s President and Chief Executive Officer, Phillip Baker, highlighted in the press release the Company’s ability to continue to grow and deliver value to shareholders. “The combination of Hecla's strong balance sheet, including a cash balance of $279 million and substantially no debt, and its long-lived, low cost mines which provide strong cash flow will allow us to deliver an expected 50% growth in silver production while also allowing the company to deliver value to shareholders through the Company's dividend and share repurchase programs," he said.

Idaho Independent Bank (IIBK) reported quarterly results this week. The Company reported earnings per share of -$0.06 compared to -$0.15 in the first quarter 2011.  The bank has improved its loan book with reserves for loan losses falling to $6.7 million from $8.7 million a year ago.  Jack Gustavel, Chairman and CEO, commented that “Capital ratios remain above the thresholds required to be considered ‘Well-Capitalized’ under regulatory guidelines”.  He also highlighted that the Bank’s “Watch and classified loans and other real estate owned fell 29.5% in the last year”.  Both assets and deposits grew in the quarter, and loans decreased as compared to the first quarter 2011.   

Coeur d’Alene Mines (CDE) shares traded lower for the week after reporting first quarter 2012 operating results. The Company reported adjusted earnings per share of $0.46 with revenue of $204.6 million. Analysts were expecting earnings per share of $0.34 with revenue of $230.7 million. The Company reported silver production of 4.9 million ounces, representing a 19% increase from last year’s first quarter. Management reiterated 2012 production guidance of 18.5-20 million ounces of silver and 210,000-230,000 ounces of gold.   










May 4, 2012

Hart Capital Management Inland Northwest Index Movers:

Key Tronic ended up 5.8% for the week, up 160.6% Year-to-Date.
Sterling Financial ended down 4.5% for the week, up 11.7% Year-to-Date.
Hecla Mining ended down 7.3% for the week, down 24.3% Year-to-Date.                    
Coeur d’Alene Mines ended down 9.2% for the week, down 17.9% Year-to-Date.
Ambassadors Group ended down 10.2% for the week, up 9.3% Year-to-Date.
Coldwater Creek ended down 11.8% for the week, down 23.7% Year-to-Date.

The Hart Capital Inland N.W. Index's weekly performance was -3.7% and the S&P 500 weekly performance was -2.4%.

Shares of Key Tronic (KTCC) traded higher for the week after reporting first quarter fiscal results. The Company reported third quarter earnings of $0.32 with $95.5 million in revenue. This compares to $0.07 in earnings and $63.4 million in revenue reported in the same quarter last year. Year over year revenue growth of 51% was driven by continued production ramps of new programs. Management provided guidance for fourth quarter revenue to be in the range of $93 to $98 million and earnings to be in the range of $0.31 to $0.37. During their conference call Management stated that at their current growth rate, Key Tronic will move from being the 9th largest provider of electronic manufacture services (EMS) to the 6th largest.

Avista (AVA) reported financial results for the quarter ending 3/31/2012 on 5/2/2012. The Company reported first quarter earnings per share of $0.65 with $452 million in revenue. Analysts were expecting first quarter earnings of $0.68 with $497 million in revenue. Management reiterated their previously stated fiscal 2012 earnings guidance of $1.65 to $1.85, Analysts are expecting the Company to report fiscal 2012 earnings per share of $1.77. Quarterly utility earnings were within Management’s expectations but were slightly lower on a year over year basis. This was primarily due to a tough comparison in terms of weather, as last year we experienced a colder than average winter season with precipitation and stream flows above averages. Ecova, Avista’s unregulated subsidiary, reported revenue of $37 million, up 27% on a year over year basis. This growth was primarily driven by two acquisitions Ecova previously announced. Earnings from this segment continue to grow nicely as increased demand for energy management services continues to remain robust.

Northwest Bancorp (NBCT) posted first quarter results this week.  The Company reported earnings per share of $0.05 for the first quarter 2012 compared to $0.14 for the first quarter 2011.  The main driver in the year over year decrease in EPS was a decrease of $13.4 million in average loans.  Net charge offs improved substantially with the bank taking $79,000 versus $1.6 million in the same quarter a year earlier. 










April 27, 2012

Hart Capital Management Inland Northwest Index Movers:

Northwest Bancorp ended up 10.3% for the week, up 50.0% Year-to-Date.
Clearwater Paper ended up 7.4% for the week, down 7.0% Year-to-Date.
Ambassadors Group ended up 7.0% for the week, up 21.7% Year-to-Date.                    
Red Lion Hotels ended up 5.4% for the week, up 21.1% Year-to-Date.
Coldwater Creek ended down 3.8% for the week, down 13.6% Year-to-Date.
Itron ended down 6.0% for the week, up 16.5% Year-to-Date.

The Hart Capital Inland N.W. Index's weekly performance was +1.3% and the S&P 500 weekly performance was +1.8%.

Itron (ITRI) traded lower for the week after reporting first quarter results. The Company reported first quarter earnings per share of $0.91 with $572 million in revenue. Analysts were expecting first quarter earnings per share of $0.93 and revenue of $550 million. Analysts viewed these as mixed results, as stronger than anticipated topline results did not translate into a bottom line beat. LeRoy Nosbaum, Itron’s President and Chief Executive Officer, stated in the press release that “Our expenses are higher compared to last year as we are building the Energy and Water sales team in Latin America and Asia-Pacific, undertaking new product development projects globally, and implementing a global ERP system and organization structure to support new global operations.” During the quarter the company repurchased 282,000 shares at an average price of $37.56 and is now 40% through the authorized $100 million buyback program that extends through the third quarter. Potential contract announcements in the second half of 2012 and 2013 are likely major catalysts.

Ambassadors Group (EPAX) traded 10% higher for the week after reporting better than expected quarterly results. The Company reported a quarterly earnings per share loss of $0.45 with revenue of $2.5 million. Analysts were expecting a quarterly loss of $0.49 with revenue of $1.8 million. First quarter results for Ambassadors Group are not extremely meaningful due to the seasonality of their business. The Company recognizes a vast majority of their revenue during the second and third fiscal quarters. Total enrolled revenue was $142 million as of period end, which is down 8.1% from the same point last year. On a positive note, investors were able to see management’s cost cutting initiatives during the quarter. Operating expenses were down $1.6 million year over year with decreases in the sales and marketing and corporate overhead. Management reaffirmed fiscal 2012 guidance of revenue between $135 and $145 million, gross margin between 36% and 38%, and net income before special items between $3 and $5 million.

Clearwater Paper (CLW) traded 10% higher after reporting first quarter results. The Company reported earnings per share excluding special items of $0.44 with revenue of $458 million. Analysts were expecting quarterly earnings of $0.43 with revenue of $462 million. GAAP earnings of $0.16 were impacted by a $6.7 million, or $0.28 per share charge, associated with the conversion of cellulosic biofuel credits to alternative fuel mixture credits. Despite falling short on Analysts’ revenue expectations, the Company was able to beat earnings estimates though better Consumer Products results. The outperformance in Consumer Products was related to lower pulp input costs and operating efficiency resulting in a segment operating income margin of 9.5%.

Potlatch (PCH) traded higher after posting first quarter results. The Company reported earnings per share of $0.13 with revenue of $113 million. Analysts were expecting quarterly earnings per share of $0.06 with revenue of $109 million. Management reconfirmed their fiscal 2012 harvest level of 3.5 million tons. Management also expects lumber and plywood prices to remain firm throughout the year, along with strong performance from the Wood Products segment. The Wood Products segment stood out in terms of quarterly performance, which benefited from increased lumber and plywood prices, strong pricing, and improved productivity. As of quarter end the Company had $59 million in cash and short-term investments on their balance sheet.

Sterling Financial (STSA) was up 1.3% for the week after reporting first quarter 2012 financial results.  The company reported earnings per share of $0.21 versus consensus estimates of $0.28.  Sterling announced their non-performing assets fell by $278.8 million, a 44% decrease year over year.  The Company also commented on their acquisition of First Independent Bank, stating that the acquisition added $350.1 million in loans and $695.9 million in deposits.  First Independent Bank will add 14 branches to Sterling’s portfolio, increasing the Bank’s presence in the Portland/Vancouver area.

Intermountain Community Bancorp (IMCB) recorded their second consecutive quarter of profitability with earnings per share of $0.01. The Company had interest revenue in the first quarter of 2012 of $9.1 million compared to $10.5 million in the first quarter of 2011, but again, cut operating expenses.  Intermountain has committed to reining in operating expenses and year over year they successfully reduced them by $1.4 million, or 15%. 










April 20, 2012

Hart Capital Management Inland Northwest Index Movers:

Coldwater Creek ended up 14.0% for the week, down 10.2% Year-to-Date.
Northwest Bancorp ended up 13.3% for the week, up 36.0% Year-to-Date.
Potlatch ended up 3.7% for the week, down 0.1% Year-to-Date.                    
Coeur d’Alene Mines ended down 1.8% for the week, down 10.0% Year-to-Date.
Ambassadors Group ended down 2.3% for the week, up 13.7% Year-to-Date.
Hecla Mining ended down 2.6% for the week, down 21.8% Year-to-Date.

The Hart Capital Inland N.W. Index's weekly performance was +1.4% and the S&P 500 weekly performance was +0.6%.

Intermountain Community Bancorp (IMCB) released an S1 filing on 4/13/2012 outlying the details of their ongoing Capital Raise and specifically the Rights Offering. A rights offering gives the option but not the obligation for current shareholders to buy a proportional number of additional shares at a given price within a fixed period. Holders that do not choose to participate in a rights offering have their ownership stake within the firm diluted. The Company will sell up to 8,700,000 shares in this rights offering. If everything goes as planned, Intermountain Community Bancorp will raise roughly $56 million dollars in new capital from the capital raise.

On 4/16/2012, Ambassadors Group (EPAX) announced their intention to sell their corporate headquarters. Jeff Thomas, President and CEO, stated in the press release that, “The sale of the corporate headquarters is consistent with actions we have taken to right size our business and would enable us to monetize an underutilized asset and strengthen the Company's financial condition. We will continue to maintain our strong presence in Spokane and remain an active member of the community." The Company is scheduled to release earnings next week on 4/26/2012.

April 13, 2012

Hart Capital Management Inland Northwest Index Movers:

Key Tronic ended up 19.5% for the week, up 142.6% Year-to-Date.
Sterling Financial ended down 3.3% for the week, up 13.7% Year-to-Date.
Clearwater Paper ended down 3.9% for the week, down 12.9% Year-to-Date.                  
Ambassadors Group ended down 7.2% for the week, up 16.4% Year-to-Date.
Red Lion Hotels ended down 7.6% for the week, up 13.3% Year-to-Date.
Coldwater Creek ended down 12.3% for the week, down 21.2% Year-to-Date.


The Hart Capital Inland N.W. Index's weekly performance was -2.1% and the S&P 500 weekly performance was -2.0%.

Shares of Key Tronic (KTCC) traded higher for the week on insider buying activity. Douglas Burkhardt, Executive Vice President of Worldwide Operations, exercised options to purchase 13,334 shares of the Company. With Key Tronic set to release third quarter fiscal 2012 earnings on 5/1/2012, Mr. Burkhardt’s decision to purchase shares gives investors more confidence in the expected quality of earnings and the potential earnings outlook management may provide. 


FY 2012 Q1 Earnings Calendar



Reporting

Before or After

Inland Northwest Index
Ticker
Date

Market Open

Intermountain Community Bancorp
IMCB
4/19/2012
*
AMC

Potlatch Corp
PCH
4/23/2012

BMO

Sterling Financial Corp
STSA
4/25/2012

AMC

Itron Inc
ITRI
4/25/2012

AMC

Clearwater Paper Corp
CLW
4/25/2012

AMC

Northwest Bancorporation Inc
NBCT
4/26/2012
*
AMC

Ambassadors Group Inc
EPAX
4/26/2012

BMO

Key Tronic Corp
KTCC
5/1/2012

AMC

Avista Corp
AVA
5/2/2012

BMO

Red Lion Hotels Corp
RLH
5/5/2012
*
AMC

Idaho Independent Bank
IIBK
5/9/2012
*
AMC

Hecla Mining Co
HL
5/9/2012
*
BMO

Coeur d'Alene Mines Corp
CDE
5/9/2012
*
BMO

Coldwater Creek
CWTR
5/30/2012
*
AMC

W.T.B. Financial Corp
WTBFB
n/a

n/a







*unconfirmed reporting date-estimation based on Q1 2011 reporting date